Best Home Insurance
Marvin's overview of the top home insurance policies UK homeowners and tenants need to know about
Here's our pick of the UK's best home insurance policies, based on independent research 🏆
Top 10 Home Insurance 2024
- LV=, Rainbow 🥇
- Nationwide, Home Insurance🥈
- Lloyds Bank, Gold🥉
- NFU Mutual, Home and Lifestyle
- Halifax, Gold
- AXA, Premier
- Tesco Bank, Home Insurance
- Saga, Plus (Over 50s only)
- Direct Line
- The AA, Plus
How did we come up with this list?
We used an algorithm to combine independent ratings from Which? and Fairer Finance with Marvin's summaries of customer feedback from reviews websites 🤓
Simple!
Home Insurance Reviews
When it comes to protecting your home, finding the right insurance provider is crucial. With so many options available, it can be overwhelming to choose the best one for your specific needs. However, fear not! We've done the research for you and compiled a detailed breakdown of the top 10 home insurance companies in the UK. By comparing their policy features, customer satisfaction ratings, and independent expert rankings, we aim to help you make an informed decision.
LV= Insurance (Rainbow)
LV= Insurance stands out with its comprehensive coverage, including theft from outbuildings cover up to £10,000 and a relatively low excess of £250 on escape of water claims. The provider has received a 5-Star rating from Fairer Finance and is also a Which? Recommended Provider, offering policyholders peace of mind. Their overall customer score of 71% places them in the top three.
Nationwide (Home Insurance)
Nationwide's Home Insurance policy offers theft cover for garden plants, which is not commonly found among other providers. Their 5-Star rating from Fairer Finance is noteworthy; however, they are not a Which? Recommended Provider. With a customer score of 64%, they still provide a reliable option.
Lloyds (Gold)
Lloyds' Gold policy offers a relatively low excess of £100 on escape of water claims and has achieved a solid 4-Star rating from Fairer Finance. Being a Which? Recommended Provider, they boast a customer score of 71% and are ranked highly in this regard.
NFU Mutual (Home and Lifestyle):
With a 3-Star rating from Fairer Finance and a customer score of 79%, NFU Mutual's Home and Lifestyle policy takes the lead in overall customer satisfaction. This provider offers theft cover for garden plants and impressively claims the title of a Which? Recommended Provider.
Halifax (Gold)
Halifax's Gold policy, offering theft cover for garden plants, is another solid choice. While they have achieved a 4-Star rating from Fairer Finance, Halifax falls short of being a Which? Recommended Provider. Nevertheless, their 67% customer score makes them a reliable option.
AXA (Premier)
AXA's Premier policy offers coverage up to the full sum insured under the policy. Though they have not been endorsed as a Which? Recommended Provider, their 66% customer score reflects a reliable offering. With a 4-Star rating from Fairer Finance, AXA provides a competitive option for homeowners.
Tesco (Home Insurance)
Tesco's Home Insurance policy, with its 4-Star rating from Fairer Finance, delivers solid coverage. Although they are not a Which? Recommended Provider, their 66% customer score showcases their commitment to customer satisfaction.
Saga (Plus)
Saga's Plus policy goes the extra mile by offering coverage up to the full sum insured, providing homeowners with peace of mind. They have achieved a 3-Star rating from Fairer Finance and are a Which? Recommended Provider, boasting a satisfactory customer score of 72%.
Direct Line (Select Premier)
Direct Line's Select Premier policy has a 3-Star rating from Fairer Finance and a customer score of 68%. While not a Which? Recommended Provider, their theft cover for garden plants and comprehensive coverage make them a reliable option.
AA (Plus)
With a 3-Star rating from Fairer Finance and a customer score of 63%, AA's Plus policy presents a reasonably good choice. However, they are not a Which? Recommended Provider, which may deter some homeowners.
Looking for reviews on the best of the rest?
Did you know, Marvin has reviewed more than 30 home insurance companies? 🤯